PAY BY FINANCE

Did you know there are 2 ways to apply?

Either in store or from the comfort of your own home. We appreciate life is busy, so why not let us make it a little easier for you.

To apply in store, simply call in to our branch and one of our experienced sales team will guide you through the application.

To apply at home, just give us a call on 01333 425999 or complete the form below and we can arrange for an application link to be sent to the email address provided, and you can apply with a cuppa in hand.

You have 3 options to chose from:

OPTION 1 - Buy Now Pay Later

Buy now pay later with payments deferred for 12 months

Spread the cost with our buy now pay later finance available online and in-store.

Simple buy now pay later finance options allow you to spread the cost of your purchase over 48 months with an agreed deferral period.

Repayments start 12 months after signing your finance agreement.

If you settle the outstanding balance before the first repayment is due then we will waive all interest charges and only charge an administration fee of £29.00.

All you need to do is:

• Spend a minimum £200

Representative Example

• Cash price £900
• Deposit Nil
• Loan amount £900
• 29.8% APR representative
• Interest rate 21.37% fixed
• 48 monthly repayments of £38.78

Total term of loan agreement 48 months, with the first payment deferred for 12 months

Defer 12 months then 48 monthly payment

• Total charge for credit £961.44
• Total amount payable £1861.44

Pay full amount within 12 months

• Total charge for credit £29 (early settlement fee)
• Total amount payable £929

Interest is calculated from the start of the agreement, which means that interest will accrue during the holiday period, although no payments will be taken for 12 months.

OPTION 2 - Interest bearing

Up to 48 months Interest Bearing Finance – 19.9% APR representative.

Spread the cost with our interest bearing finance available online and in store. Our simple finance options allow you to spread the cost of your purchase over 24, 36 or 48 months.

All you need to do is:

Spend a minimum £200. We offer 3 repayment periods to help you spread the cost of your purchases. 24, 36 and 48 months interest bearing finance on orders of £200 and above.

Representative Example

• Cash price £900
• Deposit Nil
• Loan amount £900
• 19.9% APR representative
• Interest rate 10.44% fixed
• 48 monthly repayments of £26.58
• Total charge for credit £375.84
• Total amount payable £1275.84

OPTION 3 - Interest Free

Up to 24 months Interest Free Finance – 0% APR representative

Spread the cost with our interest free finance available online and in store. Our simple finance options allow you to spread the cost of your purchase over 6, 10, 12, 18 or 24 months.

All you need to do is:

Spend a minimum £500 and above. We offer 5 repayment periods to help you spread the cost of your purchases. 6, 10, 12, 18 or 24 months interest free finance on orders of £500 and above.

Representative Example

• Cash price £900
• Deposit Nil
• Loan amount £900
• 0% APR representative
• 24 monthly repayments of £37.50
• Total charge for credit £0
• Total amount payable £900

Click here to request an application form